Reliable Lender Financial Ltd
A registered Non-Deposit Taking Financial Service Provider (NDFSP)

Accessible, affordable and timely credit for Rwanda's businesses and workers.

Empowering your financial growth. Short-term loans for small businesses, salaried employees and entrepreneurs, from a licensed lender with branches in Gisozi and Muhanga.

Loan requirements Find a branch

  • 2024

    Established

    Licensed lender since our first year.

  • 3

    Branches

    Head office, Gisozi and Muhanga.

  • 4

    Loan products

    From cash advances to working capital.

  • 100+

    Clients served

    Individuals and businesses financed.

Loan products

Credit that fits the need in front of you

All products and requirements

Short-term, transparent and quick to arrange. Choose the product, send a request, and a loan officer takes it from there.

  • Short-term

    Short‑Term Cash Advance

    Quick cover for an immediate shortfall.

    Term
    Days to one month
    Best for
    Emergencies, gaps before payday, short-term business needs
    Request this loanDetails
  • Personal

    Personal Loans

    Finance for your personal plans.

    Term
    Flexible, agreed at application
    Best for
    Salaried employees and individuals with a steady income
    Request this loanDetails
  • Flexible

    Flexible Loans

    You decide how you borrow and repay.

    Term
    Tailored to you
    Best for
    Borrowers who need repayment terms that fit irregular income
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  • Business

    Working Capital Loans

    Keep your business moving day to day.

    Term
    Short-term, aligned with your operating cycle
    Best for
    Small businesses and entrepreneurs
    Request this loanDetails
Who we are

A licensed lender built for financial inclusion

Reliable Lender Financial Ltd is a licensed money lending institution established in 2024 to promote financial inclusion by providing accessible, affordable and timely credit solutions.

We focus on empowering small businesses, salaried employees and entrepreneurs who may not have easy access to traditional banking services.

  • Integrity

    We uphold honesty and transparency in all transactions.

  • Customer Focus

    We prioritize our clients' needs and satisfaction.

  • Accountability

    We take responsibility for our decisions and results.

  • Innovation

    We use technology and creativity to improve our services.

Our people

People you can reach

About the team

Board, management and branch staff. Our managers are at the branches, not behind a call centre.

  • Shyaka George

    Shyaka George

    Managing Director

  • Mbabazi Lucky

    Mbabazi Lucky

    Chairperson of the Board

  • Rwakayigamba Patrick

    Rwakayigamba Patrick

    Board Member

  • Mugabo Joseph

    Mugabo Joseph

    Branch Manager, Gisozi

  • Masengesho Emelyne

    Masengesho Emelyne

    Branch Manager, Muhanga

  • Mutoni Judith

    Mutoni Judith

    Loan Officer

  • Uwase Phina

    Uwase Phina

    Customer Relations Officer

  • Shyaka George

    Shyaka George

    Managing Director

  • Mbabazi Lucky

    Mbabazi Lucky

    Chairperson of the Board

  • Rwakayigamba Patrick

    Rwakayigamba Patrick

    Board Member

  • Mugabo Joseph

    Mugabo Joseph

    Branch Manager, Gisozi

  • Masengesho Emelyne

    Masengesho Emelyne

    Branch Manager, Muhanga

  • Mutoni Judith

    Mutoni Judith

    Loan Officer

  • Uwase Phina

    Uwase Phina

    Customer Relations Officer

News

Updates from Reliable Lender

All news
  • 18 Sept 2026

    Welcome to Reliable Lender Financial

    Who we are, who we serve, and how to get started with a loan at any of our branches.

    Read
Ready when you are

Let's talk about the loan you need.

Send a request online or walk into the Gisozi or Muhanga branch. Our officers respond within one working day.

Request a loanContact a branch